Australian citizens, permanent humanitarian visa holders and students can access Government loans including HECS-HELP, FEE-HELP, SA-HELP and OS-HELP to assist them in paying for their tuition fees, overseas study expenses, student services and amenities fees, providing they meet all the eligibility requirements.
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On 19 October 2020 the Australian Parliament passed legislation for the Job-ready Graduates Package (the package) of reforms to higher education. Changes proposed in this package affect student contributions and provide additional support for students in regional and remote Australia. The majority of these changes will commence on 1 January 2021.
We encourage both current and new students who will be studying from 1 January 2021 to talk to their current or intended higher education provider to confirm how these changes may affect their individual circumstances. Further information can be found on the Job-ready Graduates Package page.
More information on the additional support for students in regional and remote areas, including the new Tertiary Access Payment and the guaranteed Commonwealth Supported places for Indigenous students can be found on the More opportunities for regional students page.
Commonwealth supported place
A Commonwealth supported place (CSP) is a subsidised place at University*. The Government subsidises a Commonwealth supported place by paying part of the fees directly to the provider and the Commonwealth supported student pays the reminder of the fees through a 'student contribution'.
*CSPs are available at all public Universities and a few private higher education provides in some national priority areas.
Australian citizens and permanent humanitarian visa holders enrolled in a Commonwealth supported place can access a HECS-HELP loan to pay their student contribution amount, providing they meet all of the eligibility requirements.
Australian citizens and permanent humanitarian visa holders enrolled in full fee paying places at approved higher education providers may access a FEE-HELP loan to pay their tuition fees, providing they meet all the eligibility requirements.
Australian citizens and permanent humanitarian visa holders can access a SA-HELP loan to pay their student services and amenities fee.
Australian citizens and permanent humanitarian visa holders enrolled in an undergraduate Commonwealth supported place can access an OS-HELP loan to pay some of their overseas study expenses, providing they meet all the eligibility requirements.
From 1 January 2017 VET FEE‑HELP will cease and VET Student Loans will commence. For more information visit VET Student Loans.